Terms of Use

Our Company doing business as LendmarkFinancial LLC (“LendmarkFinancial LLC” or “we” or “our”), owns and operates the website located at LendmarkFinancial LLC (the “Site”). LendmarkFinancial LLC provides and maintains this Site for your information, conditioned on your acceptance, without modification, of the terms, conditions and notices contained in these Terms of Use. By accessing and using the Site, you accept and agree without limitation to the following:

PRODUCTS AND SERVICES

LendmarkFinancial LLC is not a lender and is responsible for any lending product advertised or offered to you. All products or services advertised here or offered to you are the sole responsibility of their respective lenders or service providers.

ESIGN CONSENT

You agree that clicking “Get Cash Now” (or other such button presented to you to submit your loan request) acts as your electronic signature. You further consent that we and any lender we share your request with can communicate with you electronically and that any required disclosures may be provided to you electronically, including without limitation any notices of adverse action that a lender might send to you. You also confirm that you have the ability to access documents electronically, including the ability to view and save PDF files.

LOAN REQUEST ACCEPTANCE POLICY

LendmarkFinancial LLC reserves the right at any time after receipt of your loan request to accept or reject your request for any reason. LendmarkFinancial LLC may require additional information or verification before your loan request is accepted. When your loan request is accepted, you will be connected with a lender for further consideration based on the lender’s policies and procedures, but it does not mean your loan request has been approved. Loan approval is solely the lender’s decision. LendmarkFinancial LLC is not responsible for loan requests that are rejected or for a lender’s decision not to fund a loan.

CREDIT REFERENCES

You agree and expressly authorize the third party lender you are connected with to share among its affiliates, loan services, and bank partners any transaction history related to your financial products or services received or serviced through the third party lender or other service providers for the purpose of evaluating you for credit.

RESTRICTIONS

You must be 18 years or older and a legal resident of the United States to submit a loan request. You agree not to use this Site or any content contained in it for any illegal or inappropriate activities.

COMPLIANCE WITH LAWS

You agree to comply with all applicable laws, statutes, ordinances and regulations regarding your use of the Site and your acceptance or purchase of products or services through this Site’s third party vendors. LendmarkFinancial LLC may, in its sole discretion, report actual or perceived violations of law to law enforcement or other authorities. If LendmarkFinancial LLC becomes aware of any potential or suspected violation of these Terms of Use or its Privacy Policy, LendmarkFinancial LLC may (but is not obligated to) conduct an investigation to determine the nature and extent of the suspected violation and the appropriate enforcement action. During such investigation, LendmarkFinancial LLC may suspend services to any customer being investigated and may delete data from LendmarkFinancial LLC’s servers in order to prevent or minimize further violations. You agree to cooperate fully with any such investigation. You acknowledge that violating the Terms of Use or Privacy Policy could subject you to criminal or civil penalties.

INTELLECTUAL PROPERTY

The trademarks, titles, characters, trade names, graphics, designs and other properties, including all software, text and images appearing on this Site is the intellectual property of LendmarkFinancial LLC, its licensees, or other third parties who have authorized use of such properties on the Site.

You have permission to view and make copies of documents, pages, images or other materials or content on this site for the sole purposes of requesting a loan. LendmarkFinancial LLC reserves all other rights in this Site and its contents. You may not distribute, display, transmit or disseminate any documents, pages, images, materials or content without LendmarkFinancial LLC’s prior written consent. Nothing contained on this Site should be construed as conferring any right or license to any trademark, copyright or other intellectual property right.

LIMITATION OF LIABILITY AND DISCLAIMER OF WARRANTIES

LendmarkFinancial LLC uses commercially reasonable efforts to ensure that the information on this Site is accurate but accuracy is not guaranteed. LendmarkFinancial LLC makes no representations regarding your use of this Site or results that you may or may not obtain through such use.

NEITHER LendmarkFinancial LLC NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING OR DELIVERING THIS SITE SHALL BE LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, INDIRECT OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO, OR USE OF, THIS SITE. EVERYTHING ON THIS SITE IS PROVIDED “AS IS” AND WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. THESE EXCLUSIONS AND LIMITATIONS ARE APPLIED TO THE FULLEST EXTENT PERMITTED BY LAW.

THIRD PARTY CONTENT

This Site may contain links to websites maintained by third parties. LendmarkFinancial LLC is not responsible for the content or privacy policies of third party websites, and the existence of such links should not be considered an endorsement or recommendation of those websites, the product or service offered or any third parties associated with those websites.

PRIVACY

LendmarkFinancial LLC’s Privacy Policy, which is incorporated herein by reference, is applicable to any data supplied through this Site. The Privacy Policy sets out your rights and LendmarkFinancial LLC’s responsibilities regarding your personal information. LendmarkFinancial LLC will not use your information in any way inconsistent with the purposes and limitations provided in the Privacy Policy. LendmarkFinancial LLC reserves the right, in its sole discretion, to modify the Privacy Policy without prior notice to you. Modifications to the Privacy Policy are effective when posted and your continued use of this Site signifies your acceptance of such modifications.

SECURITY

LendmarkFinancial LLC uses secure technology to protect your personal information. Although LendmarkFinancial LLC takes commercially reasonable measures to secure your personal information submitted through this Site, LendmarkFinancial LLC cannot guarantee that your information will not be intercepted or decrypted by others. So long as LendmarkFinancial LLC uses commercially reasonable security measures, it accepts no responsibility for such interception or decryption except as required by law.

SITE USE

LendmarkFinancial LLC does not charge you any fees for your use of this Site. LendmarkFinancial LLC is not (1) your agent, (2) the agent of any solicitor or issuer of consumer loans or (3) the agent of any supplier or vendor used in the evaluation of your loan request or other use of this Site. LendmarkFinancial LLC may receive compensation from lenders and other third parties in exchange for goods or services offered to such parties that may or may not relate to your use of this Site.

LAW AND VENUE

By using this Site or engaging with LendmarkFinancial LLC in any way, you consent to the laws and jurisdiction of the state of Nevada. These Terms of Use and the Privacy Policy also will be governed by and construed in accordance with the laws of the state of Nevada, without regard to conflict of law provisions. Any legal action brought against LendmarkFinancial LLC (which must be via binding arbitration as set forth below) will be governed by the laws of the state of Nevada and you agree that the sole jurisdiction and venue for disputes resolution will be in Clark County, Nevada.

BINDING ARBITRATION

Should any dispute arise as to the interpretation of any term or provision of these Terms of Use or with regard to any of your dealings LendmarkFinancial LLC or with any lender you borrow from as a result of LendmarkFinancial LLC’s service, those issues shall be decided by binding arbitration. Arbitration proceeding shall be conducted under the applicable rules of the American Arbitration Association or JAMS in Clark County, Nevada. The decision of the arbitrator shall be final and binding on both parties. The prevailing party shall be entitled to recover the cost of arbitration, travel expenses, expert testimony, travel expenses of experts, and all other expenses reasonably incurred in bringing or defending an arbitration claim, from the other party unless otherwise prohibited by law.

MODIFICATION

LendmarkFinancial LLC reserves the right to modify these Terms of Use from time to time and without notice to you. Your use of this Site after such modification constitutes your acceptance of and agreement to any new or amended terms.

INDEMNIFICATION

By using this Site, you agree to indemnify, defend and hold harmless LendmarkFinancial LLC, its subsidiaries, affiliates, officers, agents and other partners and employees, from any loss, liability, claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use or attempted use of the Site.

VIOLATION OF THE TERMS OF USE

By using the Site, you understand and agree that LendmarkFinancial LLC in its sole discretion and without prior notice may terminate your access to this Site and to any services offered, and may remove any content you have provided if LendmarkFinancial LLC believes that such content violates or is inconsistent with these Terms of Use or the Privacy Policy or their intent, or that such content may be disruptive, offensive or in violation of applicable laws.

CLASS ACTION WAIVER

ANY PROCEEDINGS TO RESOLVE, LITIGATE OR ARBITRATE ANY DISPUTE IN ANY FORUM WILL BE CONDUCTED SOLELY ON AN INDIVIDUAL BASIS. NEITHER YOU NOR LendmarkFinancial LLC WILL SEEK TO HAVE ANY DISPUTE HEARD AS A CLASS ACTION, PRIVATE ATTORNEY GENERAL ACTION, OR IN ANY OTHER PROCEEDING IN WHICH EITHER PARTY ACTS OR PROPOSES TO ACT IN A REPRESENTATIVE CAPACITY. NO ARBITRATION OR PROCEEDING WILL BE COMBINED WITH ANOTHER WITHOUT THE PRIOR WRITTEN CONSENT OF ALL PARTIES TO ALL AFFECTED ARBITRATIONS OR PROCEEDINGS. FURTHERMORE, YOU AGREE THAT YOU WILL NOT SEEK TO HAVE ANY DISPUTE AGAINST ANY LENDER TO WHOM YOU ARE REFERRED HEARD AS A CLASS ACTION, PRIVATE ATTORNEY GENERAL ACTION, OR IN ANY OTHER PROCEEDING IN WHICH EITHER PARTY ACTS OR PROPOSES TO ACT IN A REPRESENTATIVE CAPACITY.

MISCELLANEOUS

All rights not expressly granted to you are reserved to LendmarkFinancial LLC. The headings used in these Terms of Use are intended for convenience only, and shall not affect the construction and interpretation thereof. LendmarkFinancial LLC’s failure to insist upon or enforce strict performance of any provision of the Terms of Use shall not be construed as a waiver of such or any future provision or right. If any provision of these Terms of Use is held to be invalid or unenforceable, such determination shall not affect such provision in any other respect or any other provision of these Terms of Use, which shall remain in full force and effect. These Terms of Use and the Privacy Policy constitute the entire agreement and understanding between the parties with respect to the subject matter contained herein and supersedes and replaces any and all prior written or oral agreements related to the subject matter hereof.

CONTACT INFORMATION:

PLEASE NOTE THAT FOR QUESTIONS PERTAINING TO YOUR LOAN APPLICATION STATUS, YOU MUST CONTACT YOUR LENDER DIRECTLY. LendmarkFinancial LLC IS NOT YOUR LENDER AND CANNOT ACCESS INFORMATION ABOUT YOUR LOAN APPROVAL OR STATUS.

Notice and Take Down Procedures

If you believe any materials accessible on or from the Site infringe your copyright or other intellectual property, you may request removal of those materials (or access thereto) from the Site by contacting our copyright agent (identified below) and providing the following information:

  1. Identification of the copyrighted work that you believe to be infringed. Please describe the work, and where possible include a copy or the location (for example, the URL) of an authorized version of the work.
  2. Identification of the material that you believe to be infringing and its location. Please describe the material, and provide a URL or any other pertinent information that will allow location of the material.
  3. Your name, address, telephone number and email address.
  4. A statement that in good faith you believe the complained of use of the materials is not allowed by the copyright owner, its agent, or the law.
  5. A statement that your submission is accurate and that "under penalty of perjury" you are the copyright owner or the owner’s authorized agent.
  6. A signature or the electronic equivalent from the copyright holder or authorized agent.

Send the above information to:

Legal Department
Email Address: [email protected] LLC

For all email submissions please include the subject line: DMCA Takedown Request.

Personal Loans up to 5,000
You agree to Privacy Policy, Disclaimer and E-Consent by completing this form and submitting your information.

Copyright © 2012- 2016 Lendmark Financial. All Rights Reserved

Consumer Notice: Personal loans are not a long term financial solution. Borrowers facing debt and credit difficulties should seek professional financial advice. Borrowers are encouraged to review local laws and regulations governing personal loans.

Availability: This service is not available in all states. Please review local laws and regulations for availability in your particular state. The states this website services may change from time to time without notice. All actions taken on this site, or legal concerns addressing this site, are deemed to have taken place in Nevada, regardless of the location from where you access this site.

Disclaimer: This website does not constitute an offer or solicitation to lend. The operator of this website is not a lender and does not make credit decisions. Rather, we provide a marketplace service where we connect you with lenders in our network. We cannot and do not control the actions or omissions of lenders in our network. We are not an agent, representative or loan broker to any lender and we do not endorse any particular lender. Our marketplace service is always free to you. If you are ever asked to pay a deposit or advanced payment in order to get a loan, you should not proceed.

You are under no obligation to use our marketplace service to initial contact with or apply for a loan with any lender.

Subject to our Privacy Policy (which you should carefully read and understand), we will transfer your information to lenders in our program and to other service providers and marketing companies we do business with. We do not guarantee that you will be connected with a lender or obtain favorable rates or be approved for a loan by completing a form on our site.

Participating lenders may verify your social security number, driver’s license number or other federal or state identification, as well as review your credit worthiness through national databases that may include Equifax, Transunion, Experian and other credit bureaus. By submitting your information to us, you agree that lenders may obtain such credit reports and verify your information.

Not all lenders can provide you with a loan. If you are approved, you will receive funds according to the lender’s funding practices which vary from lender to lender. Repayment terms also vary from lender to lender and may be affected by state law. If you have questions about the loan terms offered to you, or about a loan that has funded, please contact the lender directly. We are not a lender and cannot give you loan-specific information.

You will not be charged a fee for using our service. Loan-related fees are controlled by the lender and will be disclosed to you before you accept the loan. If you do not want to incur loan-related fees or you are unable to repay your loan, do not accept the loan.